Shirk Law (formerly LotsteinLegal) is a Washington, D.C. based law firm specializing in nationwide federal and state law compliance and licensing for the mortgage industry. One thing that distinguishes Shirk Law is our approach. Rather than focusing on a single jurisdiction, we serve clients who conduct business in multiple jurisdictions. We advise clients whose businesses range from one office to nationwide. We also have served as counsel to various national and state mortgage trade associations.
We have the experience, expertise, and regulatory contacts to represent and advise clients in a number of federal compliance areas. Our expertise runs from traditional FHA and other government programs to all of the following laws: Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Fair Credit Reporting Act, and Fair Housing Act, among others.
We advise clients on everything from cutting-edge issues like disclosure and other compliance concerns in internet lending and structuring business-to-business plans in the current legal and technological environment to more conventional issues like compliance reviews of closed loan files and reviews and/or creation of loan document forms.