Abilitity to Repay & Qualified Mortgage Library (TILA)

Frequently consulted documents related to Ability to Repay and Qualified Mortgage statutes and regulations affecting residential real estate financing in banking and mortgage related financial services industries.

Document

 

Truth in Lending (Reg Z) Adjustment to Asset-Size Exemption Threshold


Amendments to the 2013 Mortgage Rules under the RESPA (Reg X) and the TILA (Reg Z)


HUD's Qualified Mortgage Rule: Announcement of Intention to Adopt Changes Pertaining to Exempted Transaction List

 

Ability-to-Repay and Qualified Mortgage Rule - Small entity compliance guide

 

Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Reg Z)

 

Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders

 

Small Creditor Qualified Mortgages - Flow Chart


Loan Guarantee: Ability-to-Repay Standards and Qualified Mortgage Definition under the TILA

 

Amendments to the 2013 Mortgage Rules Under TILA (Reg Z)


Comparison Chart ATR to QM v.2.1

 

Shopping for a mortgage? What you can expect under federal rules


Ability-to-Repay and Qualified Mortgage Rule - Small Entity Compliance Guide

 

Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

 

Basic Guide for Lenders - What is a Qualified Mortgage?

Amendments to the 2013 Mortgage Rules Under ECOA (Reg B), RESPA (Reg X), and TILA (Reg Z)

 

Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages


Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Proposed Amendments to Ability to Repay Standards

Ability-to-Repay and Qualified Mortgage Standards Under TILA (Reg Z)

Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Concurrently Proposed Amendments to Ability to Repay Standards

Regulation Z, Truth In Lending Act

CFPB Ability To Repay Summary

Ability to Repay Factsheet

Notice of Reopening of Comment Period and Request for Comment

Regulation Z, Truth In Lending Act

Dodd-Frank Wall Street Reform and Consumer Protection Act

Document Type

 

Final Rule; Official Interpretation

 

Proposed Rule

 

 

 

Notice

 

 

 

 

Guidance

 

 

Final Rule

 

 

 

Notice of Policy




Guidance


Interim Final Rule

 

 

 

Proposed Rule


Guidance

 

Consumer Guidance

 


Guidance

 

Final Rule

 

 

 

Guidance


Final Rule



Proposed Rule

 

 

 

Final Rule Correction



Final Rule

 

 

Proposed Rule


Final Rule

 

 

Proposed Rule

 

 

 

Proposed Rule


Final Rule

Summary

Factsheet

Proposed Rule


Proposed Rule

Public Law 111-203

Date Published

 

12/29/2014

 

 

12/15/2014

 

 

 

11/2/2014

 

 

 

 

11/3/2014

 

 

11/3/2014

 

 

 

7/17/2014




5/12/2014


5/9/2014

 

 

 

5/6/2014


4/17/2014

 

1/2014

 


1/8/2014

 

12/11/213

 

 

 

10/2013


10/1/2013


 

9/30/2013

 

 

 

7/30/2013



7/24/2013



7/2/2013


6/12/2013

 

 

5/2/2013

 

 

 

1/30/2013


1/30/2013

1/10/2013

1/10/2013

6/5/2012
 

 

5/11/2011

7/21/2010

Source

 

CFPB

 

 

CFPB

 

 

 

HUD

 

 

 

 

CFPB

 

 

CFPB

 

 

 

CFPB




CFPB


VA

 

 

 

CFPB


CFPB

 

CFPB

 


CFPB
 

 

HUD

 

 

 

CFPB


CFPB



HUD

 

 

 

CFPB



CFPB



CFPB


CFPB

 

 

CFPB

 

 

 

CFPB


CFPB

CFPB

CFPB

CFPB

 


FRB

Congress

Location Published

 

Federal Register

 

 

Federal Register

 

 

 

Federal Register

 

 

 

 

CFPB

 

 

Federal Register

 

 

 

Federal Register




CFPB


Federal Register

 

 

 

Federal Register


CFPB

 

CFPB

 


CFPB
 

 

Federal Register

 

 

 

CFPB


Federal Register



Federal Register

 

 

 

Federal Register



Federal Register



Federal Register


Federal Register

 

 

Federal Register

 

 

 

Federal Register


Federal Register

CFPB

CFPB

Federal Register


Federal Register

US Government Printing Office

formerly LotsteinLegal

*Robert Lotstein has retired from the firm

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