The Firm

Shirk Law (formerly LotsteinLegal) is a Washington, D.C. based law firm specializing in nationwide federal and state law compliance and licensing for the mortgage industry. One thing that distinguishes Shirk Law is serving clients who conduct business in multiple jurisdictions. The firm serves as counsel to clients whose businesses range from one office to nationwide and advises various national and state trade associations with respect to mortgage topics.


Shirk Law has the experience, expertise, and regulatory contacts to represent and advise clients in a number of federal compliance areas. Our expertise runs from conventional, FHA, and other government programs to the following laws: Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Fair Credit Reporting Act, and Fair Housing Act, among others.

The firm advises clients on everything from cutting-edge issues like disclosure and other compliance concerns in internet lending and structuring business-to-business plans in the current legal and technological environment to more conventional issues like compliance reviews of closed loan files and reviews and/or creation of loan document forms.