Truth-in-Lending Act Library (TILA)

Frequently consulted documents related to the Truth-in-Lending Act and its Regulation Z affecting residential real estate financing in banking and mortgage related financial services industries.

Document

 

Amendments to the 2013 Integrated

Mortgage Disclosures Rule Under RESPA (Reg X) and TILA (Reg Z) and the

2013 Loan Originator Rule Under TILA (Reg Z)

 

Truth in Lending (Reg Z) Adjustment to Asset-Size Exemption Threshold

Amendments to the 2013 Mortgage Rules under the RESPA (Reg X) and the TILA (Reg Z)

HUD's Qualified Mortgage Rule: Announcement of Intention to Adopt Changes Pertaining to Exempted Transaction List
 

Ability-to-Repay and Qualified Mortgage Rule - Small entity compliance guide

 

2013 RESPA (Reg X) and TILA (Reg Z) Mortgage Servicing Final Rules - Small entity compliance guide

 

Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Reg Z)

Amendments to the 2013 Integrated Mortgage Disclosures Rule Under RESPA (Reg X) and TILA (Reg Z) and the 2013 Loan Originator Rule Under TILA (Reg Z)

Truth in Lending (Reg Z)

TILA-RESPA Integrated Disclosure Rule - Small entity compliance guide


Truth in Lending (Regulation Z) Annual Threshold Adjustments

Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders


Application of Reg Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-Interest
 

Loan Guarantee: Ability-to-Repay Standards and Qualified Mortgage Definition under the TILA

 

Amendments to the 2013 Mortgage Rules Under TILA (Reg Z)


General Comparison of Ability-to-Repay Requirements with Qualified Mortgages v.2.1

Shopping for a mortgage? What you can expect under federal rules

 

TILA Higher-Priced Mortgage Loan (HPML) Appraisal Rule - Small Entity Compliance Guide


2013 Loan Originator Rule - Small Entity Compliance Guide

 

Notice of Availability of Certain Revised Consumer Information Publications
 

2013 Home Ownership and Equity Protection Act (HOEPA) Rule - Small Entity Compliance Guide

 

Ability-to-Repay and Qualified Mortgage Rule - Small Entity Compliance Guide

 

2013 RESPA (Reg X) and TILA (Reg Z) Mortgage Servicing Final Rules - Small Entity Compliance Guide

 

TILA Higher-Priced Mortgage Loan (HPML) Escrow Rule - Small Entity Compliance Guide


2013 CFPB Dodd-Frank Mortgage Rules Readiness Guide

Integrated Mortgage Disclosures Under RESPA (Reg X) and TILA (Reg Z)

Truth in Lending (Reg Z): Adjustment to Asset-Size Exemption Threshold

Appraisals for Higher-Priced Mortgage Loans-Supplemental Proposal

Truth In Lending (Reg Z)

 

Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages


Truth In Lending (Reg Z)

Homeownership Counseling Organizations Lists Interpretive Rule

 

2013 Loan Originator Rule - Small Entity Compliance Guide


Basic Guide for Lenders - What is a Qualified Mortgage?

Policy To Encourage Trial Disclosure Programs; Information Collection

Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Amendments to the 2013 Mortgage Rules Under ECOA (Reg B), RESPA (Reg X), and TILA (Reg Z)

 

Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages


General Comparison of Ability-to-Repay Requirements with Qualified Mortgages v.2.0

Appraisals for Higher-Priced Mortgage Loans-Supplemental Proposal


Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Amendments to the 2013 Mortgage Rules Under ECOA (Reg B), RESPA (Reg X), and TILA (Reg Z)

Ability-to-Repay and Qualified Mortgage Standards Under TILA (Reg Z)

2013 Loan Originator Rule - Small Entity Compliance Guide

 

Loan Originator Compensation Requirements Under TILA (Reg Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

Amendments to the 2013 Escrows Final Rule under TILA (Reg Z)

Loan Originator Compensation Requirements Under TILA (Reg Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

Amendments to the 2013 Mortgage Rules Under RESPA (Reg X) and TILA (Reg Z)

Amendments to the 2013 Escrows Final Rule Under TILA (Reg Z)

Loan Originator Compensation Requirements Under TILA (Reg Z)

Mortgage Servicing Rules Under TILA (Reg Z)

Appraisals for Higher-Risk Mortgage Loans

High-Cost Mortgage and Homeownership Counseling Amendments to TILA (Reg Z) and Homeownership Counseling Amendments to RESPA (Reg X)

Ability To Repay Standards Under TILA (Reg Z)

Ability-to-Repay and Qualified Mortgage Standards under TILA (Reg Z)

Escrow Requirements Under TILA (Reg Z)

Policy To Encourage Trial Disclosure Programs; Information Collection

Delayed Implementation of Certain New Mortgage Disclosures

Amend HOEPA Threshold

Amend Threshold for Consumer Credit Transactions

TILA (Reg Z); Mortgage Servicing

TILA (Reg Z); Loan Originator Compensation

High-Cost Mortgage and Homeownership Counseling Amendments to TILA (Reg Z) and Homeownership Counseling Amendments to RESPA (Reg X)

Integrated Mortgage Disclosures Under RESPA (Reg X) and TILA (Reg Z)

Appraisals for Higher-Risk Mortgage Loans

Integrated Mortgage Disclosures Under RESPA (Reg X) and TILA (Reg Z)

High-Cost Mortgage and Homeownership Counseling Amendments to TILA (Reg Z) and Homeownership Counseling Amendments to RESPA (Reg X)

Truth In Lending (Reg Z)

CFPB Bulletin 2012-202

Truth In Lending (Reg Z)

Document Type

 

Final Rule

 

 

 

 

 

Final Rule; Official Interpretation

 

Proposed Rule

 

 

 

Notice

 

 

 

 

Guidance

 

 

Guidance

 

 

 

Final Rule



Proposed Rule




Final Rule

Guidance

 

Final Rule


Notice of Policy




Final Rule



Interim Final Rule

 

 

 

Proposed Rule


Guidance



Consumer Guidance

 

 

Guidance

 

 

 

Guidance

 

 

Notice of Availability


 

Guidance

 

 

 

Guidance

 

Guidance

 

 

 

Guidance

 

 

 

Guidance


Final Rule


Final Rule


Final Rule


Final Rule

Final Rule

 

 

 

Final Rule

Final Rule


Guidance

 

 

Supporting Material


Notice of Policy


Interim Final Rule with Request for Comment

Final Rule



Proposed Rule

 

 

 

Guidance



Proposed Rule


Final Rule Correction



Final Rule



Proposed Rule



Final Rule


Guidance

 

 

Final Rule





Final Rule


Proposed Rule





Proposed Rule



Proposed Rule


Final Rule


Final Rule


Final Rule


Final Rule



 

 

Proposed Rule


Final Rule


Final Rule
 

 

Proposed Policy


Final Rule


Final Rule

Final Rule


Proposed Rule

Proposed Rule


Extension of Comment Period
 

 

 

 

Extension of Comment Period

Proposed Rule
 

 

Proposed Rule
 

 

Proposed Rule
 

 

 

 

 

Reopening Comment Period
Guidance Bulletin

Interim Final Rule

Date Published

 

2/19/2015

 

 

 

 

 

12/29/2014

 

 

12/15/2014

 

 

 

11/3/2014

 

 

 

 

11/3/2014

 

 

11/3/2014

 

 

 

11/3/2014



10/29/2014




9/22/2014

9/2014
 

 

8/15/2014


7/17/2014




7/17/2014



5/9/2014

 

 

 

5/6/2014


4/17/2014



1/2014

 

 

1/14/2014

 

 

 

1/13/2014


1/10/2014

 

1/9/2014

 

 

 

1/8/2014

 

1/8/2014

 

 

 

1/6/2014

 

 

 

12/2013


12/31/2013


12/30/2013


12/26/2013


12/16/2013

12/11/2013

 

 

 

11/25/2013

11/14/2013

 

11/8/2013

 

 

10/2013


10/29/2013


10/23/2013



10/1/2013



9/30/2013

 

 

 

8/14/2013



8/8/2013


7/30/2013



7/24/2013



7/2/2013



6/12/2013


6/7/2013

 

 

5/31/2013





5/23/2013


5/10/2013





5/2/2013



4/18/2013


2/15/2013


2/14/2013


2/13/2013


1/31/2013



 

 

1/30/2013


1/30/2013


1/22/2013
 

 

12/17/2012


11/23/2012


11/21/2012

11/21/2012


9/17/2012

9/7/2012


9/6/2012

 

 

 

 

9/6/2012


9/5/2012


8/23/2012
 

 

8/15/2012
 

 

 

 

 

6/5/2012

4/2/2012

12/22/2011

Source

 

CFPB

 

 

 

 

 

CFPB

 

 

CFPB

 

 

 

HUD

 

 

 

 

CFPB

 

 

CFPB

 

 

 

CFPB



CFPB




Federal Reserve Board & CFPB
CFPB

 

 

CFPB


CFPB




CFPB



VA

 

 

 

CFPB


CFPB



CFPB

 

 

CFPB

 

 

 

CFPB


CFPB

 

CFPB

 

 

 

CFPB

 

CFPB

 

 

 

CFPB

 

 

 

CFPB


CFPB


CFPB


CFPB, FRB, FDIC, FHFA, NCUA, OCC
CFPB

HUD

 

 

 

CFPB

CFPB


CFPB

 

 

CFPB


CFPB


CFPB



CFPB



HUD

 

 

 

CFPB



CFPB, FRB, FDIC, FHFA, NCUA, OCC
CFPB



CFPB



CFPB



CFPB


CFPB

 

 

CFPB





CFPB


CFPB





CFPB



CFPB


CFPB


CFPB


CFPB, FRB, FDIC, FHFA, NCUA, OCC
CFPB



 

 

CFPB


CFPB


CFPB
 

 

CFPB


CFPB


CFPB

CFPB


CFPB

CFPB


CFPB



 

 

CFPB


CFPB, FRB, FDIC, FHFA, NCUA, OCC
CFPB


CFPB



 

 

CFPB

CFPB

CFPB

 

Location Published

 

Federal Register

 

 

 

 

 

Federal Register

 

 

Federal Register

 

 

 

Federal Register

 

 

 

 

CFPB

 

 

CFPB

 

 

 

Federal Register

 

 

 

Federal Register

 

 

 

 

Federal Register

 

CFPB

 

 

Federal Register


Federal Register




Federal Register



Federal Register

 

 

 

Federal Register


CFPB



CFPB

 

 

CFPB

 

 

 

CFPB


Federal Register

 

CFPB

 

 

 

CFPB

 

CFPB

 

 

 

CFPB

 

 

 

CFPB


Federal Register


Federal Register


Federal Register


Federal Register

Federal Register

 

 

 

Federal Register

Federal Register


CFPB

 

 

CFPB


Federal Register


Federal Register



Federal Register



Federal Register

 

 

 

CFPB



Federal Register


Federal Register



Federal Register



Federal Register



Federal Register


CFPB

 

 

Federal Register





Federal Register


Federal Register





Federal Register



Federal Register


Federal Register


Federal Register


Federal Register


Federal Register



 

 

Federal Register


Federal Register


Federal Register
 

 

Federal Register


Federal Register


Federal Register

Federal Register


Federal Register

Federal Register


Federal Register



 

 

Federal Register


Federal Register


Federal Register


Federal Register



 

 

Federal Register

CFPB

Federal Register

 

formerly LotsteinLegal

*Robert Lotstein has retired from the firm

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info@MortgageBanking.Law

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